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American Express Cards®
for Small Business
Platinum Business Cash Rebate Credit Card from American Express1
Increase cash flow for your growing business with the Platinum Business Cash Rebate Credit Card from American Express.
Here are just some of the services and benefits that come with the Platinum Business Cash Rebate Card:
No annual fee. Unlimited fee-free cards for employees.
Pay no interest for 6 months with 0% introductory APR.2
Enjoy up to 5% cash back — The more you use it, the more it pays. And there’s no limit to how much cash back you can earn.3
Save up to 25% with OPEN Savings® — Save automatically on car rentals, hotels, shipping and more when you use the Card at participating OPEN Savings partners4, like FedEx, Hertz ® and Hyatt Hotels and Resorts®.
Manage your account online — Account management tools enable Cardmembers to pay bills or Check statements online, track card spending with expense management reports, and more.
Flexibility to pay the balance over time or in full each month.
- The American Express Cards offered through First Republic Bank are underwritten and serviced solely by American Express.
- The introductory APR for purchases is 0% for the 1st 6 months, then the standard APR for purchases will apply. The APRs for purchases are 11.24%, 13.24%, 15.24%, 18.24% as of 9/30/07.
- There is no limit to the amount of cash rewards you can earn. Your rebate on a specific purchase is determined by (1) whether the merchant participates in OPEN Savings ® and (2) your total annual spend to date as of the day the purchase is made. Rebates are calculated on a monthly basis and awarded annually. The rebate applies to purchases but not to cash advances, returned purchases, balance transfers, and purchases of American Express Travelers Cheques, for example. The following table illustrates how the rebate percentage is determined for each eligible purchase: Earn 1% on OPEN Savings Participants or 0.5% on all other purchases when your year-to-date spend is $0-$7,500. Earn 5% on OPEN Savings Participants or 2.5% on all other purchases when your year-to-date spend is $7,500.01-$15,000. Earn 2% on OPEN Savings Participants or 1% on all other purchases when your year-to-date spend is more than $15,000
- OPEN Savings®: Payment must be made with an American Express® Business Card at the time of purchase. Savings will be credited to your American Express Business Card billing statement. All savings referenced are in addition to any offers made by participating companies. Participation and offers are subject to change without notice. Terms and conditions apply. For more information, please visit opensavings.com.
