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First Republic Business Online Security
Authorization
It is important to verify that only authorized persons log into Business Online. This is achieved by verifying two sets of access credentials – you submit your passwords, they are compared with the passwords we have stored in our secure data center. We allow you to enter your access credentials incorrectly five (5) times. If you enter your access credentials incorrectly five times, your Business Online account will be locked until you call us to reset the account.
You play a crucial role in preventing others from logging on to your account. Never use passwords that are easy to guess. Examples of bad passwords are: Birth dates, first names, pet names, addresses, phone numbers, social security numbers, etc. Never reveal your password to another person. You should periodically change your password under the administration option in Business Online.
Network Security
We provide a number of additional security features in Business Online. Business Online will "timeout" after a specified period of inactivity which can be determined by you. This prevents curious persons from continuing your business banking session in case you have left your PC unattended without logging out. You may set the timeout period in the administration section of Business Online. We also recommend that you always sign-off (log out) when you are done with your banking.
While the network architecture used to provide Business Online is complex and difficult to explain briefly, it is important to note that the computers that store your actual account information are not connected to the Internet. The requests you make through the Internet are handled by our business banking servers, which retrieve the information you requested from our mainframe via proxy-based firewall servers. These servers act as the go-between you and our mainframe computers.
128-bit Encryption
The browsers (Netscape Navigator, Microsoft Internet Explorer, etc.) that you use to access Business Online, must be equipped with Secure Socket Layer (SSL) encryption to ensure the security and privacy of the information being passed between your computer and the Business Online site. Business Online only allows browsers that support 128-bit encryption to access the service. This is the highest level of encryption that is currently available on the Internet. To determine if your browser supports 128-bit encryption, click on "Help" in the toolbar of your Internet browser and click on "About [browser name]". A pop-up box or window will be displayed. For Internet Explorer - Next to "Cipher strength" you should see "128-bit". For Netscape – the following text should appear: "This version supports high-grade (128-bit) security with RSA Public Key Cryptography".
If your browser does not support 128-bit encryption, you will need to upgrade to a browser that does in order to access secure pages of the website. Recommended browsers include: Internet Explorer 6.0 or higher, Netscape 6.1 or higher, AOL 8 or higher, Firefox 1.0 and Safari 1.2. To download the latest version, please click on one of the icons below.
