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Knowledgeable Professionals / Preferred SBA Lender

Our SBA department is made up of knowledgeable professionals who will walk you through the loan process step-by-step. We offer competitive rates, turn-around time you can depend on, and a high level of person-to-person service.

Why choose an SBA loan?

A Small Business Administration (SBA) loan generally offers longer maturities and lower down payments. These features provide your business with more flexibility than a traditional business loan.

What does an SBA loan from First Republic Bank offer you?

  • Community Focused
    Local credit decisions.
  • Funding in 30-45 days
    Allowing you to meet your commitments with time to spare.

Why choose us?

First Republic Bank is an SBA Preferred Lender. This means that we can approve your loan on behalf of the SBA, subject only to eligibility determination.

SBA loans can be used for:

  • Business Acquisitions or Expansions
  • Commercial Real Estate Purchase/Refinance/Construction
  • Building Improvements
  • Inventory
  • New/Used Equipment Purchase/Refinance
  • Working Capital
  • Business Debt Refinancing
  • Business Start-Ups
Express Revolving Line of Credit 7(a) Loan Guaranty Program 504 Loan Debenture Program
  • Proceeds may be used for working capital
  • 3 year maturity
  • Floating rate
  • 100% financing available for equipment/expansion/acquisition
  • 90% financing for real estate
  • Up to 25 years to repay
  • Competitive interest rates
  • No balloon payments
  • Multiple use of proceeds
  • Up to 90% financing
  • Up to 25 year amortization
  • Fixed or variable interest rate programs
  • Real estate only

SBA Loan Application (PDF)

SBA Express Loan Application (PDF)

For more information, please contact:
Ruth Brown
SBA Lending
(925) 952-8258
(925) 256-9630 (fax)
E-mail Ruth Brown

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