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HOME > Wealth Management > The Investment Process

The Investment Process

Each client's financial situation is unique. Some of our clients are looking for significant growth in their portfolios while others seek a consistent income stream from theirs. Our clients come to us for advice at various stages of their wealth accumulation.

Our clients often seek our guidance and advice during significant changes in their life such as:

• Getting married
• Having children and sending them off to college
• Selling a home or business
• Going through a divorce or losing a spouse
• Receiving an inheritance
• Retiring

We recognize the impact these events have on our clients' lives and work closely with them to address each life event with care and understanding and prepare their portfolios for these events.

We take the following approach when working with our clients:

1. We develop a clear understanding of their time-oriented goals, risk tolerance, family situation and income needs.
2. We meet with the client to present a suggested investment strategy. The strategy is based on in-depth analysis and will focus on an asset allocation strategy that we believe has the greatest likelihood of enabling them to reach their goals.
3. We reconsider the way our clients are managing their assets at each juncture of their lives.

We will help the client determine how they would like to work with us. Options include:

• An investment management relationship
• A self-directed brokerage account
• A full-service brokerage account

For those who elect an investment management relationship, we will work with them to develop a customized Investment Policy Statement that outlines their personalized investment plan and clearly describes the strategies we will employ to meet their objectives.

Recognizing that there are significant differences in clients' investment objectives based on their particular circumstances, we believe it is essential to understand their goals and develop an investment strategy and solution reflecting each client's priorities. Wealth Management draws upon our three investment advisory subsidiaries and strategic partnership resources to develop a personal strategy and solution for each client.

• Investment Management Services
  • First Republic Wealth Advisory Platform
    (offered by First Republic Wealth Advisors)
  • First Republic Investment Management
• Brokerage Services (First Republic Securities)
• Wealth Planning ( First Republic Wealth Advisors)
• Trust Services (First Republic Trust Company)
• Accounting Management Services (First Republic Personal Financial Services)

Investments in securities and mutual funds are:
NOT FDIC-INSURED	NOT BANK GUARANTEED	MAY LOSE VALUE

Special Notice to Non-U.S. Investors
Each of the investment products and services referred to on this website is intended to be made available to U.S. residents. This website shall not be considered a solicitation or offering for any investment product or service to any person in any jurisdiction where such solicitation or offer would be unlawful.

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