Certificate of Deposit (CD) Calculator1

Enter your deposit amount and select your CD Term to see your interest rate/APY and calculate your estimated interest earned.

Enter a valid Length of CD (from 1 month to 72 months)
Enter a valid amount. (between $10,000 and $10 million).
Enter a Valid Frequency
Enter a valid interest rate.

Your CD will mature on

Annual Percentage Yield2


Estimated interest Earned3


1 CD Calculator results are intended for illustrative purposes only. Rates are subject to change before account opening.

2 Annual Percentage Yield (APY) is effective as of 1/30/2023 and assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Penalty will be imposed for early withdrawal. $10,000 minimum balance required to obtain the APY. Additional information concerning First Republic Bank accounts is contained in our Account Disclosure and Agreement and Schedule of Fees and Related Charges, including information about fees, balance computation methods, compounding and crediting of interest, and contractual terms and conditions.

Consumer Account Disclosures & Agreement (PDF)
Consumer Schedule of Fees (PDF)
Business Account Disclosure (PDF)
Business Schedule of Fees (PDF)

3 The number of days in the CD term used for calculation of estimated interest is determined by dividing the number of months of the CD term by 12 and then multiplied by 365. Actual interest earned may differ depending on the actual number of days in the term of the CD and whether interest is withdrawn before maturity.