Certificate of Deposit (CD) Calculator

Enter your deposit amount and select your CD Term to see your interest rate/APY and calculate your estimated interest earned.

Enter a valid amount. (between $10,000 and $1 million).
Enter a valid interest rate.
Enter a valid Length of CD (from 1 month to 72 months)
Enter a Valid Frequency

Your CD will mature on

Value at maturity


Average Annual Yield


Average Monthly Interest


Total Interest earned


1 CD Calculator results are intended for illustrative purposes only. Rates are subject to change before account opening.
2 Annual Percentage Yield (APY) is effective as of 09/19/2022 and assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Penalty will be imposed for early withdrawal. $10,000 minimum balance required to obtain the APY. Additional information concerning First Republic Bank accounts is contained in our Account Disclosure and Agreement and Schedule of Fees and Related Charges, including information about fees, balance computation methods, compounding and crediting of interest, and contractual terms and conditions.

Consumer Account Disclosures & Agreement (PDF)
Consumer Schedule of Fees (PDF)
Business Account Disclosure (PDF)
Business Schedule of Fees (PDF)

3 Estimated interest earned is calculated on a 365-day basis and assumes all interest earned is not withdrawn until CD matures.