Service is at the heart of everything we do and is the primary driver of our growth and success. We are a growth-oriented, client service organization that happens to be a bank.
Underpinning our client service model is an unwavering commitment to strength and stability, including having strong credit, capital and liquidity at all times, as well as prudently managing interest rate risk. By operating in a safe and sound manner, we are able to serve our clients consistently through a variety of environments. This approach has enabled us to be consistently profitable for 35 years.
Over time, the Bank has carefully expanded into new regions, such as Palm Beach, Florida, and Jackson, Wyoming, and offered new services. This growth has been client-led, with our clients asking us to meet their needs in new ways.
Despite our significant growth, we maintain a modest share of our markets. When we combine our differentiated service level, strength and stability with this substantial opportunity, we see a clear path for continued organic growth.