When Dalila Ramos Alvarado got the keys to her condo, she took in the city sounds and lights and thought, “I’m home.” She’d diligently saved for the down payment, focusing on her priorities: raising her young son in a stable, comfortable home while continuing her career as an educator in the city she loves, Los Angeles. First Republic guided her through the homebuying process, identifying a grant that would make her ideal home an affordable reality. That support continued after she moved in. Dalila’s personal banker called about an opportunity to refinance her mortgage at an even lower rate, enabling her to spend more time with her son and save for his future.