“
My First Republic Personal Line of Credit gives me flexibility to save for a home. ”

David Zuluaga

Technical Program Manager, Meta
“
My First Republic Personal Line of Credit gives me flexibility to save for a home. ”
Client Since ’19
Washington

After graduating from college, David Zuluaga found himself working for some of the best-known names in tech. He had a few student loans and a car loan with interest rates that could be better. David opened a checking account with First Republic, and his personal banker recommended a Personal Line of Credit with a lower interest rate, which allowed him to pay off his high-interest loans. The lower rate also gave him the flexibility to start saving for the future, including his first home. David is looking forward to fulfilling a lifetime of financial goals with First Republic.

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First Republic is genuinely invested in helping me grow and, most importantly, understanding my financial goals.
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First Republic feels local, like a neighborhood friend. They changed our ideas about banking.
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Alana Karen

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Getting a mortgage through First Republic was simple and convenient. I’d recommend them to my colleagues any day.
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First Republic Private Wealth Management encompasses First Republic Investment Management, Inc., an SEC-registered Investment Advisor, First Republic Securities Company, LLC, Member FINRA/SIPC, First Republic Trust Company (“FRTC”) and First Republic Trust Company of Delaware LLC (“FRTC-DE”).

This document is for information purposes only and is not intended as an offer or solicitation, or as the basis for any contract to purchase or sell any security, or other instrument, or to enter into or arrange any type of transaction as a consequence of any information contained herein.

All analyses and projections depicted herein are for illustration only, and are not intended to be representations of performance or expected results. The results achieved by individual clients will vary and will depend on a number of factors including prevailing dividend yields, market liquidity, interest rate levels, market volatilities, and the client's expressed return and risk parameters at the time the service is initiated and during the term. Past performance is not a guarantee of future results.

Investors cannot invest directly in an index. The indexes referred to do not reflect management fees and transaction costs that are associated with some investments.

Investors should seek financial advice regarding the appropriateness of investing in any securities, other investment or investment strategies discussed or recommended in this report and should understand that statements regarding future prospects may not be realized.

Although information in this document has been obtained from sources believed to be reliable, we do not guarantee its accuracy, completeness or fairness, and it should not be relied upon as such. This document may not be reproduced or circulated without our written authority.

Investment and Advisory Products and Services are not FDIC insured, Not Bank Guaranteed and May Lose Value.