The O’Briens are no strangers to complex challenges. Vanessa is the first female to scale the Seven Summits in less than a year — a Guinness World Record — and the first British and American woman to climb the second tallest mountain in the world, K2. And both Jonathan and Vanessa have faced the many challenges that come with living abroad, working internationally and traveling extensively. But when it came to banking in their new U.S. home, nothing prepared them for the challenge of getting a mortgage without a credit history. They were introduced to First Republic by their realtor and haven’t looked back. The Bank took the time to get to know the people behind the paperwork and are now proud partners in the O’Briens’ journey.