At First Republic Bank, we know that when it comes to reaching your organization’s fullest potential, you need partners who understand both you and your industry, inside and out.
We have extensive experience working with nonprofits, including social service organizations, independent schools, the performing arts, museums, historical societies and community foundations. In fact, over one-third of our business loans have supported the expansion and growth of nonprofit organizations. Through the years, our commitment to the community and our nonprofit clients has helped us refine our services. What results is an intensive client focus that translates to greater flexibility and tailor-made solutions to help you meet your needs, attain your goals and simplify your life.
View all of our Nonprofit Services Download PDF
First Republic Bank is a full-service financial institution specializing in private banking, private business banking and real estate lending. Our experienced wealth management affiliates offer enhanced cash management, foreign exchange, trust, endowment and investment management advisory services. Together, we are committed to providing nonprofit clients extraordinary service, responsiveness and action.
- Lines of credit to support operating needs
- Capital campaign bridge loans
- Tax-exempt, long-term loans
- Construction loans
- Secure Internet banking with Corporate Online
- Competitive earnings credit rate
- Endowment and investment management
- Cash management
- 403(b) plan management
- Stock donation accounts for accepting donor stock gifts with buy/sell reporting
- Customized trust and insurance services
- ATM Rebate Checking1 account that offers no access fees at virtually all ATMs worldwide
- Competitively priced home loans2
- Eagle Gold All-in-One student loan refinancing3
1. Minimum $500 opening balance. A monthly fee will apply if a minimum monthly average balance of $3,500 is not maintained. Domestic and foreign country ATM access fees are rebated at the end of the monthly cycle. Foreign currency conversion and other usage fees vary by country and network and are not included in the rebated ATM access fees. Terms and conditions apply, ask your banker for details.
2. All loans are subject to First Republic Bank’s underwriting standards. Terms and conditions may apply.
3. This is not a student loan. The terms of this product may differ from terms of your current loan. For example, this product does not contain special features such as forbearance periods and income-based repayment plans available for student loans. Applicants should discuss loan terms and conditions with their banker and contact their legal and financial advisors for advice on deciding whether this is the right product for them.
First Republic Bank
This e-book demonstrates how nonprofits can use data to achieve important goals.
Steps that can help you identify and nurture qualified first-time donors and put scalable marketing systems in place.
Dan Rubin, Managing Director, First Republic Bank, and Rebecca DeCesaro, Wealth Manager, First Republic Investment Management
As an organization grows, many nonprofit leaders start to look for areas where an outside partner can be brought in, so their focus can be placed in the areas that matter most. Is an external endowment manager the right fit for your organization?
Client Spotlight: How EXPLO’s Learning Through Exploration Prepares Students for the Workplace of the Future
Senior Managing Director, First Republic Bank
We recently chatted with Moira Kelly, EXPLO’s Executive Director and President, about the organization’s approach to transdisciplinary education, how the education field is evolving to meet new economic challenges, and the future of individualized learning.
What Our Clients Say
We have a 360° relationship with First Republic – they look after everything for us.
Habitat for Humanity East Bay/Silicon Valley
Clients of First Republic Bank Since '07
Relationship Based ApproachWith our partners in the arts, every step of the way
What sets First Republic apart is that we have made it our mission to understand and respond to the unique needs of arts organizations while striving to deliver an unparalleled level of service. To do this, we work as a collaborative team to address a client’s complete financial picture and excel at consistent and timely client communications.
First Republic Private Wealth Management includes First Republic Trust Company; First Republic Trust Company of Delaware LLC;
First Republic Investment Management Inc., an SEC Registered Investment Advisor; and First Republic Securities Company, LLC, Member FINRA/ SIPC.
Foreign exchange services are offered by First Republic Foreign Exchange, which is a division of First Republic Bank.
Investment and Advisory Products and Services are Not FDIC Insured, Not Guaranteed and May Lose Value.
COMMITMENT TO THE COMMUNITY
In supporting our communities, we hope to encourage more dialogue around giving, to spark fresh ideas about how our financial resources and our hours can change people’s lives for the better, and to be more aware of what nonprofits really need.
We believe that donating time, money and knowledge to those who are best placed to make a difference to the lives of many is the right thing to do.
It truly is a privilege to serve our communities.
For more information on our involvement with our communities download our “Commitment to the Community” brochure.
The Central Park Conservancy offers education, recreation and volunteer programs that serve children and adults alike. One of those key programs is the Keeping it Green program, in which participants work on projects that include leaf-raking and mulch-spreading in various locations throughout the park. First Republic is proud to sponsor the Keeping it Green program.
Founded in 1970, Community Youth Center serves over 5,000 low-income, at-risk and high-need youth and their families in San Francisco. Community Youth Center named First Republic Bank its 2015 Corporate Partner of the Year for its work in providing financial education to youth in underserved neighborhoods in San Francisco.
The National Kidney Foundation is the leading organization in the U.S. dedicated to the awareness, prevention and treatment of kidney disease, serving hundreds of thousands of healthcare professionals, millions of patients and their families, and tens of millions of Americans at risk.
Family-Linc at Lincoln Center
This program offers weekend matinee performances from Lincoln Center’s constituent companies to families who might not otherwise have access to or be familiar with Lincoln Center. In partnership with social service agencies and the Borough Presidents in all five boroughs, Family-Linc aims to serve 1,000 people (approximately 250 families of four) in its first pilot year.
First Republic Bank is committed to providing the communities we serve with access to financial fitness tools and resources. The program offers a series of short interactive learning experiences to help users get a clear understanding of critical financial topics including credit scores and reports, insurance and taxes, and identity protection.
Employee Volunteer Program
This internal program, launched in 2015, offers First Republic employees 16 hours of paid time each year to volunteer with charitable organizations that make an impact on our local communities, including those dedicated to education and human services.
Choosing Your Bank
Your Banking Partner: What to Look For
Is your bank strong and sustainable?
A bank’s strength and stability is measured by its credit rating and how well it performs during a capital stress test.
A credit rating provides an independent indication as to the safety of a bank’s deposits. This rating should be published by one of the three major rating agencies — S&P, Moody’s or Fitch — and ranked, at a minimum, above investment grade (that is, BBB or higher).
A bank’s ability to handle an economic downturn (as measured by capital stress-testing) can also provide invaluable insight into its safety and stability. To achieve long-term sustainability, it’s important that a bank demonstrates resilience and an ability to continue serving clients during periods of economic stress. The results of this testing should be published annually to enable a prospective client to review results in comparison to those of other financial institutions.
Is your bank committed to excellence in client service?
There are three key things to look for in order to determine a bank’s quality of service. These include:
A financial institution should demonstrate a firm understanding of a nonprofit’s seasonality, how its funding structure works, its budgetary demands, and the challenges the executive team faces in satisfying these demands.
How quickly does a bank respond to a nonprofit’s financial needs? Are capital requirements met in a timely and efficient manner? Everything — from tracking an important wire transfer to helping to finance a construction project — should be addressed with speed and efficiency.
A nonprofit’s financial partner should be easily accessible to answer questions, provide training on any account-related technologies, and offer insights into a variety of solutions that are available to the organization that meet its banking, financing and endowment needs. In order to review the experience of both the institution and the individual bankers, organizations should ask for references before deciding on a banking partner.
Does your bank have a long history of – and expertise in – serving nonprofits?
The bank, along with the individual banker at the forefront of the relationship, should have long-term experience serving nonprofits to ensure a deep knowledge and understanding of the unique challenges they face.
To gauge the depth and breadth of the bank’s and bankers’ experience serving nonprofits, questions around years of experience and number of organizations served should be addressed.
In addition, it’s important to understand the nature of the relationship the nonprofit will have with the bank. Crucial to its success will be having a dedicated, single point of contact to address the organization’s unique needs and anticipate any challenges that may arise.
Ideally, the organization will partner with a bank that has:
- Extensive experience working with nonprofits, management teams and boards of directors.
- A demonstrable track record of supporting the communities in which the nonprofit’s constituents and employees live and work.
- An approach to doing business that shows it understands the importance of being mission-driven.
Does your bank offer products and services to address the unique financial needs of your organization?
Alongside expertise, the bank should offer thoughtful products and services that meet the unique needs of a nonprofit when looking at the full financial profile. Ideally a nonprofit would have a trusted partner who can fully support banking, lending and investment management needs.
Does your bank offer products and services to take care of your most important asset — your people?
Meeting the financial needs of those who work in support of the organization’s mission should be a top priority for any bank working within the nonprofit space. These needs may encompass personal banking and lending products, investment management, and additional financial offerings that benefit those who support the organization.
- Is your bank strong and sustainable?
Extraordinary causes deserve extraordinary service
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