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Certificates of Deposit

Please find below rate information for Certificate of Deposit accounts.

Certificates of Deposit for Northern California

Term

Minimum Opening Deposit

Annual Percentage Yield

Interest Rate

6 Year $10,000 2.00% 1.98%
5 Year $10,000 2.00% 1.98%
4 Year $10,000 3.00% 2.96%
3 Year $10,000 3.00% 2.96%
2 Year $10,000 3.00% 2.96%
18 Month $10,000 3.00% 2.96%
12 Month $10,000 3.00% 2.96%
6 Month $10,000 5.00% 4.88%
3 Month $10,000 3.00% 2.96%
30 Day $10,000 2.00% 1.98%
8 Month Liquid* $10,000 0.01% 0.01%

Annual Percentage Yield (APY) is accurate as of 9/30/2023 and subject to change without notice. APY assumes interest remains on deposit until maturity. Penalty will be imposed for early withdrawal.

*Liquid CDs provide you with the flexibility of partial withdrawals, which can be made at least seven (7) calendar days after account opening and subsequently at least seven (7) calendar days after each prior withdrawal, without paying an early withdrawal penalty. However, the minimum opening balance must be maintained in the account until maturity.

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