At First Republic, our clients come first. We’ve listened to what you had to say about our online and mobile banking experience and are pleased to announce that we have upgraded to a new platform and an even better way for you to bank.
This new digital banking experience is an important step in our ongoing efforts to make banking easier and more convenient. Below are some of the enhancements and features you can expect.
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Banking Online is the quickest, most convenient way to monitor your First Republic accounts, recent transactions and up-to-date balances. You can:
Single Point of Access / Streamlined
View and manage your First Republic bank and wealth
accounts in one place
Add External Accounts
Perform the majority of day-to-day transacions in one place
Bill Pay /Transfer Widge
Pay biils and transfer money in just a few clicks
Single Point of Access / Streamlined
View and manage your First Republic bank and wealth
accounts in one place
Add External Accounts
Perform the majority of day-to-day transacions in one place
Bill Pay /Transfer Widge
Pay biils and transfer money in just a few clicks
What Our Clients Say
“I’ve never been to a First Republic office, and I haven’t needed to – they bring the Bank to me.”
While First Republic’s web site and mobile apps were ecient and straightforward, we knew we could do better. The legacy technology limited us to incremental improvements, but our clients expected much more. And that meant starting over.
Here’s how we went about completely transforming banking online...
Defined Clear Goals and Objectives
We started the design process by interviewing bankers and clients to and out what
they want from a next generation banking experience. We asked them what they
liked about the legacy site, what they didn’t like, services they appreciate from other
banks, companies they admire, and more.
Sketching, Strategy and Design Developement
Like an architect or automobile designer, we started with pencil sketches and rough concepts. This allowed us to always think freely and openly about how we could provide the services that our clients desire most. Along the way, we stayed true to six guiding principles that we identified as being important aspects that our clients look forward to from First Republic: Service, Convenience, Enhanced User Experience, Personal Banking, Client Support and Education.
Indepth User Testing and Design Refinemen
Our research led to some very interesting designs. We continued to rene these
early designs with the help of real clients who were gracious enough to spend time
with us and help us to make it better. We conducted in-person interviews in San
Francisco, New York, and Menlo Park, as well as interviewed bankers and others
that match our demographic prole.
User feedback led to the development of new and unique features
StealthViewTM
Some of our mobile designs featured large, easy-to-read fonts. People liked
how it looked but one client commented that it made it easy for others to
see her accounts in a crowded place such as riding on a train or waiting in
line. This client suggested that it might be nice to be able to somehow hide
accounts in such places. We explored some options, tested them with
clients, and the result is now a rst for any industry.
The New Digital Banking Experience
The result is an elegant web site where you can do just about all of your banking on
one page. And the mobile app presents all of your accounts one screen, with quick
access to the things you do most often right at your ngertips.
To learn about our competitive interest rates for CDs, please contact your local Preferred Banking Office or our Customer Care Center at (888) 408-0288.
To learn about our competitive interest rates for home mortgages, please contact your local Preferred Banking Office or our Customer Care Center at (888) 408-0288.
For all money transfers and direct deposits, you'll need to know the routing number/ABA number.
ABA number: 321081669
First Republic's American Bankers Association, or ABA, routing transit number can be found at the bottom left of your checks and deposit slips. When signing up for any service that will automatically deposit or deduct money from your account, it is essential that you use the correct number. If you have any doubts, please contact our Customer Care Center at (888) 408-0288or your local banker for verification.
For international money transfers, you'll also need the SWIFT code.
First Republic Bank does not offer a credit card at this time. We do, however, offer ATM/Debit Cards for personal and business accounts. If you operate a business, we would be happy to recommend a card.
Our hours of operation vary by location; some offices have extended hours on certain days of the week, while others offer Saturday hours. Please refer to our locator for hours of the Preferred Banking Office near you.
Malware or malicious software is used by criminals and hackers to take control of a computer for such purposes as stealing sensitive information, interfering with the normal operation of the computer or selling useless software or other services. A computer can become “infected” by malware through clicking on attachments to phishing emails, loading infected CDs or flash drives on to the computer or clicking on links that take you to infected web sites. The technology industry uses several terms for specific types of malware, including “viruses”, “worms”, “trojan horses”, ”spyware”, “adware” and “key loggers”. The best steps to take in preventing your computer from being infected by malware are to install antivirus software from a reputable vendor and keep your antivirus, operating system and browser software up to date.
Junk emails or spam make up a significant percentage of email traffic on the Internet. “Phishing” emails are a subset of these emails and are focused on tricking the email recipient into divulging sensitive personal information (such as bank and credit card accounts, passwords, PINs, etc.). A Phishing email may ask you to reply to the email with the sensitive information or to click on a link that will take you to a fake web site that will ask you for the information. Please see How to Identify Fraudulent Emails (phishing).
Regulation E is a federal banking regulation that provides protection for consumers when they report fraudulent, unauthorized transactions occurring on their bank accounts through electronic channels. The regulation covers bank accounts owned by consumers and used primarily for personal, family and household purposes. It applies to electronic transfers such as ATM deposits and withdrawals, Visa debit card purchases of merchant goods and services by signature or PIN, direct deposits, and preauthorized payments , and similar electronic transactions. It covers purchases made over the Internet using a debit card or a checking or savings bank account number, as well as other types of online banking transactions.
For the protections that apply when consumers report suspicious or fraudulent electronic transactions, please see the “Electronic Funds Transfer” section of the Consumer Account Disclosure and Agreement.
Since Regulation E is a consumer protection regulation, it does not apply to transactions on accounts owned by businesses or used for business purposes (such as accounts owned by sole proprietors, corporations, partnerships, and other business entities). For more information regarding roles, responsibilities and protection on business accounts, please see the “Unauthorized Transactions and Errors” section of the Business Account Disclosure and Agreement.
The FDIC guarantees all traditional types of deposit accounts (checking, savings, money market deposit accounts and CDs) up to $250,000 per depositor and guarantees bank individual retirement accounts up to $250,000 per owner. Investment products (mutual funds, annuities, life insurance policies, stocks and bonds) are not FDIC-insured, may lose value and are not bank-guaranteed.
The FDIC’s basic insurance limit is $250,000 per depositor. The insurance coverage limit applies per insured bank for each ownership category. Certain retirement accounts, such as individual retirement accounts, are also insured up to $250,000 per depositor per insured bank. If you have a combined amount of $250,000 or less in all of your deposit account categories at the same insured bank, you do not need to worry about your insurance coverage, as your deposits are fully insured.
For customers with accounts in multiple ownership categories at a single financial institution, FDIC coverage is based on the titling of the accounts and the category of accounts, not the number of accounts. Categories of ownership include single or individual, joint, revocable and irrevocable trust, business, certain retirement accounts, and others. For example, a customer who owns a checking account and a CD titled in his or her own name as a single owner will receive a total of $250,000 of combined coverage for both accounts. But if that same customer also has a joint account (which is a separate category from individual accounts), he or she could receive an additional $250,000 deposit insurance for the funds held in the joint account.
We welcome the opportunity to speak to you about the safety provided by FDIC insurance. See your Preferred Banker for details, contact the FDIC toll-free at 1-877-ASK-FDIC (1-877-275-3342) or visit EDIE, the Electronic Deposit Insurance Estimator, for the most recent information.
First Republic Bank is regulated by the Federal Deposit Insurance Corporation. If you have a concern or complaint about the bank, you can report it by going to www.fdic.gov and completing the Customer Assistance Online Form. You can also call the FDIC Call Center 1-877-ASK-FDIC (1-877-275-3342) 5:00 am - 5:00 pm PT Monday-Friday; 6:00 am - 2:00 pm PT Saturday-Sunday For the Hearing Impaired Toll Free 1-800-925-4618 / Local (VA) 703-562-2289.
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Banking Online is the quickest, most convenient way to monitor your First Republic accounts, recent transactions and up-to-date balances. You can:
View Check Images to see original information on your paid checks
View Recent Transactions
Check your account balance with 24/7 access
You can also: Switch to Online Statements for an easier, greener overview of your transactions and account activity
Get Started Today
Our Relationship Managers are ready to tailor financial solutions to suit your individual needs.
