1 Not all properties are eligible. Property must be located within a designated First Republic Bank census tract and secured by a 1–4 unit residential property that is owner occupied. Available for loan amounts up to $1,000,000, first lien only. Contact a Relationship Manager for details and to determine if your property is eligible for the Eagle Community Loan Program. This is not a loan approval or commitment to lend. Loans are subject to the Bank’s underwriting standards and verification of the documents provided. Applicant must submit a complete loan application to a First Republic Relationship Manager. This can be done in person at any First Republic Preferred Banking Office, by mail or submitted online using our Lending Hub digital platform. Please reach out to a First Republic Relationship Manager to request an appointment to review.
2 Annual Percentage Rate (APR). Rates effective as of 09/20/2022, and are subject to change. To be eligible for this special rate, applicant must maintain a First Republic ATM Rebate Checking or Basic Checking account (minimum opening balance and monthly fees may apply) with automatic loan payment, direct deposit and Banking Online. Otherwise, the rate will be 0.30% higher than listed. Your APR could vary based on your final loan amount and finance charges.
Payment example: Based on a loan amount of $1,000,000 and a down payment of 25%, and at a simple interest rate of 3.75%, with a corresponding APR of 3.79%, the borrower would be responsible for 360 payments of $4,631 over the course of the 30-year term. The payments shown here are calculated on the basis of principal and interest only and do not include private mortgage insurance (PMI), taxes, insurance or other applicable escrows.
3 You will be responsible for any closing costs over the $4,000 credit provided by First Republic Bank. Clients who have had closing costs waived within the last 12 months for the same property address through an Eagle Community Home Loan Program are not eligible. Please contact your First Republic Relationship Manager for details.
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