Eagle Community

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“My banker and I have built a true relationship. That’s why I highly recommend First Republic.”


Let us help you find a pathway to homeownership.

Homeownership isn’t just a goal; it’s a dream. That’s why First Republic is helping make it a reality for more individuals in your community. Our Eagle Community Home Loan Program offers attractive rates for buying or refinancing in designated areas.1

Discover the benefits of an Eagle Community Home Loan.

  • Dedicated Relationship Manager

    Work with a Relationship Manager dedicated to recommending the right loan for you.

  • In-house loan processing

    Decisions are made in-house for a more convenient and efficient process.

  • Competitive fixed rates

    We offer attractive interest terms with no prepayment penalties.

  • Waived closing costs2

    Waived nonrecurring closing costs up to $7,000 are available.

Real stories from First Republic clients say it best.

Our clients give us a satisfaction rating 2x the industry average.

Resources for new homeowners

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You’re always welcome to visit one of our Preferred Banking Offices and chat with our bankers in person. Let’s talk about what First Republic can do for you.

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Call us at (855) 886‑4824

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1 Not all properties are eligible. Property must be located within a designated First Republic Bank census tract and secured by a 1-4 unit residential property that is owner occupied. Contact a Relationship Manager for details and to determine if your property is eligible for the Eagle Community Loan Program. This is not a loan approval or commitment to lend. Loans are subject to the Bank’s underwriting standards and verification of the documents provided. Applicant must submit a complete loan application to a First Republic Relationship Manager. This can be done in person at any First Republic Preferred Banking Office, by mail or submitted online using our Lending Hub digital platform. Please reach out to a First Republic Relationship Manager to request an appointment to review.


2 Some nonrecurring closing costs may not be covered and it is not guaranteed that you will receive the full $7,000 fee waiver. You will be responsible for some associated closing costs. Please contact a First Republic Relationship Manager to find out which nonrecurring closing costs are covered. Clients who have had closing costs waived within the last 12 months for the same property address through an Eagle Community Home Loan Program are not eligible.


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Banking products and services are offered by First Republic Bank, Member FDIC and Equal Housing Lender

Investment Advisory services are provided by First Republic Investment Management, Inc. Trust and Fiduciary services are offered through First Republic Trust Company, a division of First Republic Bank; and First Republic Trust Company of Delaware LLC and First Republic Trust Company of Wyoming LLC, both wholly owned subsidiaries of First Republic Bank. Brokerage services are offered through First Republic Securities Company, LLC, Member FINRA/SIPC. Insurance services are provided through First Republic Securities Company, DBA Grand Eagle Insurance Services, LLC, CA Insurance License #0I13184, and First Republic Investment Management, DBA Eagle Private Insurance Services, CA Insurance License #0K93728.

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