Our Commitment to Lewis Brisbois

As your financial partner, we’re committed to helping you reach your goals, whether it’s refinancing your student loan debt to dramatically reduce your monthly payments or traveling the world. We aim to help you take the various steps on your road to securing your financial future.

  • Your Needs

    What's Your Next Milestone?

    • Pay Down My Student Loan Debt

      You passed the bar exam, and landed a job. Now it’s time to tackle your student loans1. With loan minimums starting at $40K and fixed rates ranging from 1.95% APRto 4.45% APR2, refinancing outstanding student loan debt can dramatically reduce monthly payments. Reach out to Brett Klein to get started.


    • Travel the World

      With a First Republic ATM Rebate Checking account and ATM/Debit Card, you have access to your funds no matter where your travels take you. Best of all, you enjoy no ATM access fees at virtually all ATMs worldwide (we even rebate access fees charged by other banks).

    • Buy A Home

      Whether you’re buying your first home or investing in your next property, there’s First Republic’s competitively priced home loans3. Our Relationship Managers will determine what works best for you and will take you through the process, step by step.

  • First Republic is excited to be partnering with Lewis Brisbois to offer a means of refinancing outstanding student loan debt into a single, unsecured personal loan, that can dramatically reduce monthly payments. This program is designed to be the first of many steps on your road to securing your financial future.

    Student Loan Refinancing Rates

    NEW Fixed Rates

    5 Years

    1.95%2.45% APR2


    7 Years

    2.75%3.25% APR2


    10 Years

    3.55%4.05% APR2


    15 Years

    3.95%4.45% APR2


  • Your First Republic Team

    Locations

    73 bicoastal banking offices in 7 urban markets. Learn More

    • Oregon
    • Northern California
    • Southern California
    • Massachusetts
    • Connecticut
    • New York
    • Florida
  • The cornerstone of First Republic

For more information, get in touch

1. This is not a student loan. The terms of this product may differ from terms of your current loan. For example, this product does not contain special features such as forbearance periods and income-based repayment plans available for student loans. Applicants should discuss loan terms and conditions with their banker and contact their legal and financial advisors for advice on deciding whether this is the right product for them. Note the Bank does not refinance existing First Republic Student Loan Refinancing loans.

2. Annual Percentage Rate. Rates effective as of August 1, 2018 and are subject to change.

Range is based on preferred pricing adjustments and the lowest rate available is 1.95% APR. To qualify for a 2.00% rate adjustment, borrowers must open a First Republic ATM Rebate Checking account ("Account") with automatic loan payment and direct deposit. To qualify for an additional 0.50% rate adjustment, borrowers must deposit and maintain an amount of money equal to the great of ten percent (10%) of the approved loan amount or $5,000 into the Account. If at any time during the life of the loan the borrower does not meet these requirements, the rate adjustments will be removed and your rate will increase by 2.00% and 0.50% respectively. Terms and Conditions apply to the ATM Rebate Checking account. Contact a First Republic banker to learn more.

3. All loans subject to the Bank's underwriting standards. Terms and conditions may apply.

Student Loan Refinancing is not available in all markets. For a complete list of locations, visit the Locations page. 

This is not a commitment to lend or extend credit. All loans are subject to the Bank's underwriting standards. Additional information may be required for verification of documents provided. In Florida, applicant shall be responsible for any documentary tax due pursuant to state law. Applicants must meet a First Republic banker in person to complete account and loan application paperwork. This can be done at any First Republic preferred banking office.