Our goal is to change the way you feel about banking.

  Christina Pham, M.D. and Johannes Kratz, M.D.

UCSF Medical Center

Christina Pham and Johannes Kratz are doctors at UCSF Medical Center. As parents to three young children they need a financial partner that can not only serve their needs, but also the future ones of their children. Hear about their experience with First Republic’s customized approach to banking. As a First Republic client, you’ll have a personal banker who knows you by name. Your banker is dedicated to serving you with a personal, tailored experience to help you achieve your financial goals. Whatever you need, your banker will always be there for you. Hear how First Republic has helped them on their journey.

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Our Clients Say It Best

  • Andrea Miller

  • Julia and Kevin Hartz

  • Shahin Ghadir, M.D.

The Full Service Experience

  • Travel the World with no ATM Access Fees

    The First Republic ATM Card and ATM/Debit Card allow you to access your funds worldwide.

  • Establish Roots with a New Home Loan

    Competitively priced home loans, and personalized education for those who may be new to the home-buying process.

  • Bank Your Way

    A highly-regarded mobile banking platform that preserves our service and relationship concept (with a still enhanced platform coming soon).

  • Achieve your next milestone

    First Republic offers a means of refinancing student loan debt with some of the lowest rates in the industry. Refinancing with First Republic can significantly reduce monthly payments and combine outstanding student loans into a single, unsecured personal loan.

  • Online Banking with Peace of Mind

    High-touch service that is also highly secure, ensuring that data is safe with every transaction. We even have tools to help enhance security of home computers.

  • Plan for Your Future with a Financial Advisor

    A team of bankers and financial advisors who can develop close relationships with their clients and establish a specific plan for achieving short- and long-term goals.

Articles & Insights

Why a HELOC Can Be a Hidden Retirement Resource

With home values consistently rising across the country, many homeowners may be able to tap into their home’s equity as a hidden retirement resource... More

10 Things to Do in the Five Years Before Retirement

10 Things to Do in the Five Years Before Retirement

Preparing for retirement is like getting ready for a trip — it never goes quite as planned. But the better the plan, the better the outcome... More

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Our Relationship Managers are ready to tailor financial solutions to suit your individual needs.