Frequently Asked Questions

To learn about our competitive interest rates for CDs, please contact your local Preferred Banking Office or our Customer Care Center at (888) 408-0288.

To learn about our competitive interest rates for home mortgages, please contact your local Preferred Banking Office or our Customer Care Center at (888) 408-0288.

The SWIFT code for First Republic Bank is FRBBUS6S.

If you would like a copy of your 1099, please contact your local Preferred Banking Office or our Customer Care Center at (888) 408-0288.

First Republic Bank does not offer a personal credit card at this time. We do offer commercial charge cards, issued by First Bankcard, for business clients. Please reach out to your business banker for more information.

To find the Preferred Banking Office closest to you, simply visit our Preferred Banking Office locator and enter your city/state or ZIP code.

Our hours of operation vary by location. Please refer to our locator for hours of the Preferred Banking Office near you.

See our page on Reporting Fraud & Identity Theft for some helpful information.

Junk emails or spam make up a significant percentage of email traffic on the Internet. “Phishing” emails are a subset of these emails and are focused on tricking the email recipient into divulging sensitive personal information (such as bank and credit card accounts, passwords, PINs, etc.). A Phishing email may ask you to reply to the email with the sensitive information or to click on a link that will take you to a fake web site that will ask you for the information. Please see How to Identify Fraudulent Emails (phishing).

Since Regulation E is a consumer protection regulation, it does not apply to transactions on accounts owned by businesses or used for business purposes (such as accounts owned by sole proprietors, corporations, partnerships, and other business entities).  For more information regarding roles, responsibilities and protection on business accounts, please see the “Unauthorized Transactions and Errors”  section of the Business Account Disclosure and Agreement.

For customers with accounts in multiple ownership categories at a single financial institution, FDIC coverage is based on the titling of the accounts and the category of accounts, not the number of accounts. Categories of ownership include single or individual, joint, revocable and irrevocable trust, business, certain retirement accounts, and others. For example, a customer who owns a checking account and a CD titled in his or her own name as a single owner will receive a total of $250,000 of combined coverage for both accounts. But if that same customer also has a joint account (which is a separate category from individual accounts), he or she could receive an additional $250,000 deposit insurance for the funds held in the joint account.

We welcome the opportunity to speak to you about the safety provided by FDIC insurance. See your Preferred Banker for details, contact the FDIC toll-free at 1-877-ASK-FDIC (1-877-275-3342) or visit EDIE, the Electronic Deposit Insurance Estimator, for the most recent information.

First Republic Bank is regulated by the Federal Deposit Insurance Corporation. If you have a concern or complaint about the bank, you can report it by going to www.fdic.gov and completing the Customer Assistance Online Form. You can also call the FDIC Call Center 1-877-ASK-FDIC (1-877-275-3342) 5:00 am - 5:00 pm PT Monday-Friday; 6:00 am - 2:00 pm PT Saturday-Sunday For the Hearing Impaired Toll Free 1-800-925-4618 / Local (VA) 703-562-2289.

The FDIC’s basic insurance limit is $250,000 per depositor. The insurance coverage limit applies per insured bank for each ownership category. Certain retirement accounts, such as individual retirement accounts, are also insured up to $250,000 per depositor per insured bank. If you have a combined amount of $250,000 or less in all of your deposit account categories at the same insured bank, you do not need to worry about your insurance coverage, as your deposits are fully insured.

The FDIC guarantees all traditional types of deposit accounts (checking, savings, money market deposit accounts and CDs) up to $250,000 per depositor and guarantees bank individual retirement accounts up to $250,000 per owner. Investment products (mutual funds, annuities, life insurance policies, stocks and bonds) are not FDIC-insured, may lose value and are not bank-guaranteed.