From covering surrogacy costs to babyproofing your home with minor upgrades and more, a Personal Line of Credit is designed to help you and your family at every stage of life.
You can use a Personal Line of Credit to:
- Cover minor home improvements
- Refinance student loans
- Buy or refinance a car
- Pay for medical or dental procedures
- Other: Contact a First Republic banker
to learn more about the other ways of using a Personal Line of Credit.
Please note, only debts that appear on your consumer credit report or student loans can be repaid at origination.
The Personal Line of Credit cannot be used (among other prohibitions) to refinance or pay any First Republic loans or lines of credit, to purchase securities or investment products, for speculative purposes, for business or commercial uses, or for the direct payment of post-secondary educational expenses. This product cannot be used to payoff credit card debt at origination.
Note: Currently, all payments for certain types of federal student loans are suspended potentially until June 30, 2023, per an executive order by the President. Interest will not accrue during this time period. For more information, please visit ed.gov.