First Republic’s Personal Line of Credit can be used as a great cash management tool to keep your savings untouched. From covering elective surgeries to IVF treatments and more, it is designed to help you in more ways than one.
You can use a Personal Line of Credit to:
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Cover minor home improvements
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Refinance student loans
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Buy or refinance a car
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Plan for your family's future
- Other: Contact a
First Republic banker to learn more about the other ways of using a Personal Line of Credit.
Please note, only debts that appear on your consumer credit report or student loans can be repaid at origination.
The Personal Line of Credit cannot be used (among other prohibitions) to refinance or pay any First Republic loans or lines of credit, to purchase securities or investment products, for speculative purposes, for business or commercial uses, or for the direct payment of post-secondary educational expenses. This product cannot be used to payoff credit card debt at origination.
Note: Currently, all payments for certain types of federal student loans are suspended potentially until June 30, 2023, per an executive order by the President. Interest will not accrue during this time period. For more information, please visit ed.gov.