Certificates of Deposits

Lock in Special CD rates of up to 4.95% APY.

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Grow your savings with a First Republic CD
or Liquid CD.

Open a new CD or Liquid CD (Certificate of Deposit) with $10,000 or more and benefit from a guaranteed return over the special term you choose — and the extraordinary service you deserve. FDIC insured up to the applicable limits.

4.50 %
APY1

60-Day CD Special

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4.75 %
APY1

4-Month CD Special

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4.95 %
APY1

7-Month CD Special

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4.00 %
APY1

8-Month Liquid CD Special2

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Select the rate and term that work best for you.
We’ll assist you every step of the way.
View all rates

Frequently Asked Questions


    • How do CDs work?
    • How do I know if a CD is right for me?
    • Should I choose a CD or a savings account?
    • Are CDs a safe investment?
    • How does CD interest work?
    • What are the important dates to keep in mind when opening a CD?
    • What happens at CD maturity?
    • When can I withdraw the interest on a CD?
    • What is an early withdrawal penalty?
    • What is a liquid CD?


Get started today.


Our clients say it best.

First Republic client, Sonja Perkins
First Republic is the best bank I have ever worked with. They have everything for me as a client.
Sonja Hoel Perkins | Client Since ’10
Founder, Project Glimmer and Broadway Angels
Managing Director, The Perkins Fund

Our clients say it best.

First Republic client, Sonja Perkins
First Republic is the best bank I have ever worked with. They have everything for me as a client.
Sonja Hoel Perkins | Client Since ’10
Founder, Project Glimmer and Broadway Angels
Managing Director, The Perkins Fund
Our clients say it best.
First Republic client, Sonja Hoel Perkins
First Republic is the best bank I have ever worked with. They have everything for me as a client.
Sonja Hoel Perkins | Client Since ’10
Founder, Project Glimmer and Broadway Angels
Managing Director, The Perkins Fund
Additional resources
 



Consumer Account Disclosures & Agreement (PDF)
Consumer Schedule of Fees (PDF)
Business Account Disclosure (PDF)
Business Schedule of Fees (PDF)
3/31/2023

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Firstrepublic.com provides information to clients about their accounts and financial services by First Republic Bank and its affiliates.

Banking products and services are offered by First Republic Bank, Member FDIC and Equal Housing Lender

Investment Advisory services are provided by First Republic Investment Management, Inc. Trust and Fiduciary services are offered through First Republic Trust Company, a division of First Republic Bank; and First Republic Trust Company of Delaware LLC and First Republic Trust Company of Wyoming LLC, both wholly owned subsidiaries of First Republic Bank. Brokerage services are offered through First Republic Securities Company, LLC, Member FINRA/SIPC. Insurance services are provided through First Republic Securities Company, DBA Grand Eagle Insurance Services, LLC, CA Insurance License # 0I13184.

Investment, Insurance and Advisory Products and Services, and Foreign Exchange Transactions, are Not FDIC Insured or Insured by Any Federal Government Agency, Not a Deposit, Not Bank Guaranteed and May Lose Value.