Liquid Certificates of Deposit
With Liquid Certificates of Deposit, you have a guaranteed interest rate for a fixed length of time, and you can still access your money without penalty as often as every seven days.


  • Guaranteed interest rate for a fixed length of time so you can plan for the future. View rates
  • Penalty-free withdrawals every seven calendar days offer you the flexibility to access your money when you need it
  • Flexible terms to fit your individual needs
  • FDIC-insured to the legal maximum for your protection and peace of mind

  • Product Details

    • Minimum opening balance of $10,000
    • Minimum daily balance of $10,000 to earn interest
    • Cannot be opened in connection with an IRA
    • Penalty for closure prior to maturity or withdrawals more frequently than allowed
    • Automatically renews at end of term
    • Terms and conditions apply, ask your banker for details

    CD Calculator

    Featured Services

    • Online and Mobile Banking

      Gain access to your accounts, transfer funds and pay bills quickly and securely from the convenience of your home or mobile device with our online and mobile banking offerings.

    • Personal Banking Services

      At First Republic, we pride ourselves on providing a high level of client service as standard. For all the classic banking services we offer, your personal banker will work with you to determine the best solution to fit your needs.

    • ATM Card and ATM/Debit Card

      The First Republic ATM Card and ATM/Debit Card allow you to access your funds worldwide.

    • Wire Transfers

      Our wire transfer service is designed to enable the quick, safe and reliable transfer of funds between banks.

    Member FDIC, Equal Housing Lender
    Annual percentage yield is effective 03/03/20 and assumes all interest earned is not withdrawn until CD matures. $10,000 minimum opening deposit to obtain advertised APY. If the minimum opening deposit is not maintained, the account is subject to closure or transfer to another account type. Penalty will be imposed for early withdrawal.