First Republic ATM Rebate Checking®
With our First Republic ATM Rebate Checking account, we won’t charge you ATM access fees, and we’ll rebate access fees charged by other institutions, worldwide.1


  • We’ll never charge you ATM access fees, and we’ll rebate those charged by other institutions1
  • ATM withdrawals and debit card purchases up to daily limits and available balance
  • Overdraft protection service available (by linked money market account)
  • Complimentary first order of checks
  • FDIC insured to the legal maximum

Product Details

  • $500 minimum opening balance
  • Interest rate is variable and compounded daily. Minimum balance required to earn interest. View rates
  • A monthly service fee (currently $25) will apply if a $3,500 required minimum average daily balance is not maintained

Featured Services

  • Online and Mobile Banking

    Gain access to your accounts, transfer funds, and pay bills quickly and securely from the convenience of your home or mobile device with our online and mobile banking offerings.

  • Personal Banking Services

    At First Republic, we pride ourselves on providing a high level of client service as standard. For all the classic banking services we offer, your personal banker will work with you to determine the best solution to fit your needs.

  • ATM Card and ATM/Debit Card

    The First Republic ATM Card and ATM/Debit Card allow you to access your funds worldwide.

  • Wire Transfers

    Our wire transfer service is designed to enable the quick, safe and reliable transfer of funds between banks.

Member FDIC and Equal Housing Lender
1Foreign currency conversion and other usage fees vary by country and network and are not included in the rebated ATM access fees. If we cannot determine the ATM access fee for a specific transaction, a default rebate amount will be applied. DL0068