Basic Checking

First Republic's Basic Checking account is a good option if you do not maintain a high balance and conduct only a small number of transactions every month.

Product Details

  • Minimum opening balance of $25 and a low monthly service fee of $3
  • No fee for the first eight (8) checks cleared during the statement period. Each check cleared thereafter is charged $1.00.
  • Available with ATM Card
  • FDIC-insured to legal maximum


Featured Services

  • ATM Card and ATM/Debit Card

    The First Republic ATM Card and ATM/Debit Card allow you to access your funds worldwide.

  • Student Loan Refinancing

    Our Student Loan Refinancing program offers the ability to refinance outstanding student loan debt at some of the lowest rates in the country.

  • Wire Transfers

    Our wire transfer service is designed to enable the quick, safe and reliable transfer of funds between banks.

  • Online and Mobile Banking

    Gain access to your accounts, transfer funds and pay bills quickly and securely from the convenience of your home or mobile device with our online and mobile banking offerings.

  • Personal Banking Services

    At First Republic, we pride ourselves on providing a high level of client service as standard. For all the classic banking services we offer, your personal banker will work with you to determine the best solution to fit your needs.

Additional resources

Get Started Today

Our Relationship Managers are ready to tailor financial solutions to suit your individual needs.

Get Started Today

Our Relationship Managers are ready to tailor financial solutions to suit your individual needs.

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*Offer is valid for any First Republic Bank consumer or business checking account. Minimum opening balance will vary, and a monthly service fee may apply if the required minimum average balance is not maintained. Please contact your banker to determine which First Republic checking account is right for you.