Basic Checking

First Republic’s Basic Checking account is a good option if you maintain lower balances and conduct only a small number of transactions every month.


  • ATM withdrawals and debit card purchases up to daily limits and available balance
  • Complimentary first order of checks
  • Overdraft protection service available
  • No minimum balance requirement to maintain account
  • FDIC-insured to legal maximum

Product Details

  • Minimum opening deposit of $25 and a low monthly service fee of $3
  • No fee for the first twelve (12) checks cleared during the statement period. Each check cleared thereafter is charged $1.00.
  • Available with ATM Card or an ATM/Debit Card

Featured Services

  • Online and Mobile Banking

    Gain access to your accounts, transfer funds, and pay bills quickly and securely from the convenience of your home or mobile device with our online and mobile banking offerings.

  • Personal Banking Services

    At First Republic, we pride ourselves on providing a high level of client service as standard. For all the classic banking services we offer, your personal banker will work with you to determine the best solution to fit your needs.

  • ATM Card and ATM/Debit Card

    The First Republic ATM Card and ATM/Debit Card allow you to access your funds worldwide.

  • Wire Transfers

    Our wire transfer service is designed to enable the quick, safe and reliable transfer of funds between banks.

Member FDIC, Equal Housing Lender