First Republic Checking Accounts

First Republic offers a variety of deposit account options to suit everyone from the serious saver to the world traveler.

ATM Rebate Checking

Classic Checking

Money Market Checking

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Ideal If You're Looking For
Easy access to your money worldwide A very basic account with low minimums
Easy access while earning interest
Interest
Yes; on balances of $3,500 or more
View Rates
No Yes; variable rate compounded daily
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Monthly Service Fee
Waived with minimum average balance of $3,500; otherwise, $25
Waived with minimum average balance of $2,500; otherwise, $25 Waived with minimum average balance of $5,000; otherwise, $25
Minimum Opening Balance
$500
$500
$5,000
Additional Details
Unlimited ATM withdrawals to available balance. No access fees at virtually all ATMs worldwide, including rebates of ATM access fees from other banks worldwide
Unlimited use of First Republic Bank ATMs Unlimited deposits and ATM and in-bank withdrawals to available balance; Limited online and telephone transfers1

 

Flexible online banking
Flexible online banking
Flexible online banking

 

Convenient bill pay
Convenient bill pay
Convenient bill pay

 

Complimentary first order of checks
Complimentary first order of checks
Complimentary first order of checks

 

Overdraft protection available by linked account
Overdraft protection available by linked account
May be linked to checking account for overdraft protection
FDIC Insurance
To Legal Maximum
To Legal Maximum
To Legal Maximum
1No more than a total of six transfers/withdrawals (including checks, drafts, point-of-sale, telephone and preauthorized transfers, including overdraft transfers) allowed during each monthly statement cycle, in accordance with Federal Reserve Regulation D.
Member FDIC, Equal Housing Lender