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First Republic offers a variety of deposit account options to suit everyone from the serious saver to the world traveler.

First Republic ATM Rebate Checking®

Classic Checking

Basic Checking

Ideal If You Want To

Get cash from ATMs worldwide. We won't charge you ATM access fees, and we'll rebate access fees charged by other institutions.1

Enjoy a standard checking account with unlimited use of First Republic ATMs.
Experience a checking account with no monthly balance requirement.
Interest
Yes; minimum daily balance of $3,500 to earn interest, variable rate and compounded daily
View Rates
Non-interest bearing Non-interest bearing
Monthly Service Fee
A monthly service fee (currently $25) will apply if $3,500 required minimum average daily balance is not maintained
A monthly service fee (currently $25) will apply if $2,500 required minimum average daily balance is not maintained $3
Minimum Opening Deposit
$500
$500
$25
Additional Details
Unlimited ATM withdrawals to available balance. No access fees at virtually all ATMs worldwide, including rebates of ATM access fees from other banks worldwide.1
Unlimited use of First Republic Bank ATMs No minimum monthly balance requirement
Flexible online banking
Flexible online banking
No charge for up to 8 checks and $1 per additional check cleared per statement cycle.
Unlimited deposits and ATM transfers between your accounts
Unlimited deposits and ATM transfers between your accounts
Unlimited deposits and ATM transfers between your accounts
Complimentary first order of checks
Complimentary first order of checks
Complimentary first order of checks
Overdraft protection available
Overdraft protection available
Overdraft protection available
FDIC Insurance
To Legal Maximum
To Legal Maximum
To Legal Maximum
Member FDIC, Equal Housing Lender
1 Foreign currency conversion and other usage fees vary by country and network and are not included in the rebated ATM access fees. If we cannot determine the ATM access fee for a specific transaction, a default rebate amount will be applied. DL0068