Overdraft Line of Credit

An overdraft line of credit from First Republic can help you avoid the fees associated with a check returned due to insufficient funds.


  • Consumer clients only.
  • Satisfactory liquid assets and excellent credit history required.
  • Up to $35,000 of protection.
  • Advances exact amount of overdraft.
  • Balance paid down automatically when funds deposited into linked checking account.
  • Link to just one checking account.
  • Covers transactions with an ATM/Debit Card or ATM Card.
  • Minimum repayment amounts apply.
  • Interest charges incurred on all outstanding balances.
  • No annual fee.