Overdraft Protection by Linked Account

With First Republic’s Overdraft Protection linking your checking account to another checking or savings account, you can guard against the possibility of bounced checks—and the hassle associated with them.


  • Links checking account with another checking or a statement savings account (not CDs or Passbook Savings).
  • Avoids bounced check fees and hassles.
  • Funds transferred automatically.
  • Small fee per individual transfer.
  • Covers transactions with an ATM/Debit Card or ATM Card.
  • Overdraft Protection transfers count toward the maximum six per statement cycle allowed by federal regulations.
  • Alternative to Overdraft Line of Credit.