Loans Secured by Marketable Securities

At First Republic, we offer loans secured by marketable securities so you can borrow additional funds without disrupting your overall investment strategy.
  • Flexible lending option that can be used to fund real estate equity, private investments, tax payments or any expense or personal investment other than securities
  • Can be structured as a loan, or a line of credit depending on your needs
  • Generally offers a lower interest rate than an unsecured loan option
  • Allows you to avoid selling your stocks and bonds when you need additional liquidity
  • Standby letters of credit
Product Details
  • Available for marketable securities held in accounts at First Republic Securities Company, or First Republic Trust Company that are managed by First Republic Investment Management
  • Pricing varies with banking relationship, portfolio risk level, loan size, investment management fee structure and custody charges
  • Terms and structure can vary to align with specific borrowing purpose
  • Generally a period of two business days for a margin call
  • All First Republic lending products require a First Republic checking account
Featured Services
  • ATM Card and ATM/Debit Card

    The First Republic ATM Card and ATM/Debit Card allow you to access your funds worldwide.

  • Student Loan Refinancing

    Refinance your student loans with the Eagle Gold All-in-One loan and put your savings to work.

  • Wire Transfers

    For quick, safe and reliable transfer of funds between banks.

  • Online and Mobile Banking

    Gain access to your accounts, transfer funds and pay bills quickly and securely from the convenience of your home or mobile device with our online and mobile banking offerings.

  • Personal Banking Services

    At First Republic, we pride ourselves on providing a high level of client service as standard. For all the classic banking services we offer, your personal banker will work with you to determine the best solution to fit your needs.

Member FDIC, Equal Housing Lender