Home Equity Line of Credit
With a Home Equity Line of Credit from First Republic, you can tap into the equity in your home to fund the projects that are important to you - whenever you need it. From renovations on your current home to buying a vacation home or funding a child’s college tuition, a home equity line of credit can help you unlock the potential in your home.


  • No annual review necessary so you have the freedom to continue funding your projects without interruption
  • No additional closing costs if closed simultaneously with a First Republic mortgage
  • May be tax-deductible*
*We strongly recommend you consult your tax advisor to find out if this is the right product for you

Product Details

  • Loan decisions based on individual qualifications
  • Interest only
  • Variable rate based on Prime Rate as published in the Wall Street Journal, plus a margin. Approvals based on loan amounts and credit qualifications

Featured Services

  • Online and Mobile Banking

    Gain access to your accounts, transfer funds, and pay bills quickly and securely from the convenience of your home or mobile device with our online and mobile banking offerings.

  • Personal Banking Services

    At First Republic, we pride ourselves on providing a high level of client service as standard. For all the classic banking services we offer, your personal banker will work with you to determine the best solution to fit your needs.

  • ATM Card and ATM/Debit Card

    The First Republic ATM Card and ATM/Debit Card allow you to access your funds worldwide.

  • Wire Transfers

    Our wire transfer service is designed to enable the quick, safe and reliable transfer of funds between banks.

Member FDIC, Equal Housing Lender