With you every step of the way as you rebuild

Special construction loan financing for our Napa and Sonoma County neighbors1

Illustration of people holding up the world


2.95% Rate with 3.77% APR for a 7/1 Adjustable Mortgage RateAt First Republic, we believe in supporting the communities that have supported us. That’s why we’ve created a special construction loan program for our Napa and Sonoma County neighbors who experienced significant damage or lost their homes in the recent fires. 

We're waiving Bank fees3, too. First Republic Bank will waive applicable bank fees for those who experienced significant destruction to their property. As always, our Relationship Managers are happy to assist you every step of the way.





We stand ready to help.

To learn more, please contact your First Republic banker or call us at (888) 408-0288. Or, you may send us an email at RebuildingNapaSonoma@firstrepublic.com

1. To be eligible for this special rate, the property must be located in Napa or Sonoma counties and must have been directly impacted by the Napa and Sonoma County fires. Contact a Relationship Manager for details and to determine if your property is eligible for this special promotion.

2. Annual Percentage Rate (APR). Rate (fixed rate for seven years with an adjustable rate thereafter) is current as of July 24, 2018, subject to change daily and based on the Prime Rate, as published in The Wall Street Journal. To qualify for this rate, applicant must maintain a First Republic checking account with automatic loan payment, direct deposit and Banking Online. Minimum opening balance and monthly fees may apply. If these requirements are not met, the rate will be 0.40% higher than listed. Other terms and conditions apply. Ask a First Republic Relationship Manager for details. This is not a loan approval or commitment to lend. Loans are subject to First Republic Bank's underwriting standards and verification of documents provided. Applicant must complete loan application by December 31, 2018.

3. First Republic Bank will waive all of its own fees, which include the loan fee (normally 1.00% of the loan amount) and all customary charges for processing and documenting the loan. Borrower will be responsible only for third party costs, including but not limited to appraisal, escrow, title insurance and funds control. All costs pertaining to the loan will be fully disclosed in writing prior to closing.

Terms and conditions apply.