Frequently Asked Questions

Eagle Invest may be a good fit for you if you do not have the time or experience to manage your own investments and want a professional to manage them for you. Eagle Invest clients are usually comfortable with a predominately online experience, supported by our team of dedicated advisors and client service professionals as questions arise. If you desire greater portfolio customization, financial planning or accessibility to a specialized team, you may prefer working with a traditional wealth manager.

The term “digital” refers to the computerized algorithm used to monitor your assets on a daily basis. With our trading and research team’s oversight, the algorithm runs the core portfolio management operation, looking for opportunities to tax-loss harvest, rebalance and ensure your investments are properly aligned with your financial goals.

Eagle Invest will recommend and manage an optimized investment portfolio for you, tailored to your savings and investing goals and risk tolerance. We analyze your current portfolio to help make sure you are doing everything possible to maximize your investable savings. We provide guidance in helping make the most appropriate investment decisions for your financial goals.

You can set up automatic contributions directly from your Eagle Invest online dashboard. Or, please connect with our team via phone: (888) 61-EAGLE (613-2453), option 2, or email eagleinvestclientservices@firstrepublic.com.

The Eagle Invest team and First Republic are commtited to protecting your information. As a digital investment advisor, Eagle Invest ensures your login information is never on file in our systems. Read more about security, privacy and fraud prevention.

Eagle Invest has the ability to manage multiple accounts and create tailored portfolio strategies that align with your specific goals and risk tolerance.

Eagle Invest’s investment portfolios are determined by First Republic’s Research Team, who uses historical data and established portfolio management theory to create long-term, diversified plans customized to your financial goals.

Each portfolio is customized to match your specific goals and risk tolerance. Your assets will be diversified across a variety of asset classes.

When looking at your performance, it is important to know that Eagle Invest does not try to beat the market. Instead we seek to maximize your return over time through diligent, daily monitoring of your account across all asset classes.

Eagle Invest will send a quarterly reminder to review your risk tolerance. While it may not be necessary to adjust your risk profile in a given time period, our recommendation is to reassess annually via our risk tolerance questionnaire available through your Eagle Invest dashboard. This will ensure that we maintain portfolio alignment with your goals.

Eagle Invest actively monitors your portfolio daily to ensure your allocation remains on target. As markets shift, the asset allocations can drift and we identify opportunities to rebalance efficiently by taking many factors into consideration, such as taxable gains and losses and overall portfolio asset mix. On average, we rebalance portfolios 3–5 times per year depending on each portfolio’s specific situation — that may increase when markets are volatile or decrease if you make regular contributions to your portfolio.

You have the ability to view all of your financial accounts, including those not managed by Eagle Invest by linking them to your First Republic Banking Online profile. While Eagle Invest cannot track outside assets, we recommend working with an Eagle Invest advisor to incorporate all of your information when deciding which strategy is right for you.

All account statements, tax forms and other tax-related documents are issued and retained by our partner custodian, Pershing, LLC. You can access these documents via your First Republic Banking Online access under the “Investing” tab.

Eagle Invest can manage individual or joint brokerage accounts, revocable living trusts, traditional IRAs, rollover IRAs, Roth IRAs and SEP IRAs. We can also manage 401(k) assets from a prior employer if they are eligible to be rolled over to a rollover IRA.

You can easily sign into your Eagle Invest dashboard through your online banking logon 24/7. You will have current performance, recent history, account-by-account holdings and daily prices. You will also have acces to regular research reorts and market updates to help you stay informed. You will receive quarterly statements from Pershing. As always, if you have any questions, your Eagle Invest team is here to help you.

You can request a transfer directly from your Eagle Invest dashboard by choosing “contribution” or “withdrawal” from the main page. Our client service team will help facilitate transfers in a timely manner.

You can link your other assets to your First Republic Banking Online portal under “Add external accounts.”

We charge a flat annual management fee of 0.40% of assets directly managed. Our 0.40% management fee is billed monthly as a percentage of assets directly managed. The billing cycle begins in the month following your initial rebalance, and we deduct the fee from non-tax sheltered accounts whenever possible.

Yes. We require a $5,000 minimum investment, a level at which Eagle Invest’s portfolio rebalancing and daily monitoring begins. The $5,000 requirement is per account.

Eagle Invest is designed to consider the potential tax impact of selling a security held in your portfolio. Though we are conscientious of adding to your tax bill, we may take gains both in the initial and subsequent rebalances where it benefits the overall portfolio. Your taxable accounts will also be enabled for automatic tax-loss harvesting where we seek opportunities to capture tax losses to offset potential gains whenever possible.

Tax-loss harvesting is an investment technique that helps save you money by deferring taxes on taxable accounts. We monitor your holdings daily, looking for positions with at least $500 and 1.5% in harvestable losses that, at tax time, can be used to offset taxable gains elsewhere in your portfolio and/or ordinary income. We automatically reinvest the holdings we sell into similar funds, ensuring that your portfolio remains fully invested.

Eagle Invest strives to utilize best practices such as tax-efficient security selection and tax-loss harvesting, as well as always considering capital gains and the tax impact of trades as part of our management. References to tax strategies that Eagle Invest considers in managing accounts should not be confused with tax advice, as Eagle Invest is not a tax advisor. Clients should consult with their personal tax advisors regarding the tax consequences of investing.

Eagle Invest uses Pershing as custodian for your assets. After completing the enrollment process, you can establish a Pershing online profile that will automatically link your Eagle Invest account. You’ll be able to access account statements via your First Republic Banking Online portal under the Investing tab via single sign on.