Required Information and Loan Application Forms

Required Information and Loan Application Forms
To better prepare you for applying for a residential loan, we have assembled a list of items you will need to get through the process quickly.

1. FINANCIAL INFORMATION NEEDED

All applicants:
  • Valid driver's license
  • Most recent bank and brokerage statement for assets (including retirement assets), plus:
A salaried employee:
  • Two years federal tax returns
  • Recent paystubs for the past 30 days.
Self employed:
  • Three years federal tax returns
  • Most recent company profit and loss statement and balance sheet
A general partner (over 25% interest):
  • K-1s and federal general partnership tax returns
  • Operating Agreement and LLC-1, Articles of Incorporation.
A limited partner:
  • K-1s
Incorporated:
  • Three years federal corporate tax returns
  • Most recent profit and loss statement and balance sheet
2. NECESSARY PURCHASE/REFINANCE DOCUMENTS

Purchasing your property:
  • Purchase agreement
  • Name and phone number of insurance agent
Refinancing your property:
  • Copy of insurance policy
  • Agent's name, phone number and policy number

3. LOAN APPLICATION

Please contact your banker to request a link to our online loan application and/or PDF copies of the required forms. 

4. ADDITIONAL FORMS THAT MAY BE REQUIRED

Please use this addendum if you have additional real estate owned: 

Please complete this worksheet if any borrower has ownership interest in any Partnerships, S Corps or LLCs:  Trust:
  • Trust documentation, if assets are held in the name of a trust.