Infographic - How to Manage Student Loan Debt

Refinance Student Loans to Reach Your Next Money Milestone.

On your mark. Get set. Go!
You are a rising professional, but education debt may be getting in the way of your aspirations.
What if there’s a better way to overcome these challenges? Get on the road to running your financial life better — with First Republic’s Student Loan Refinancing solutions.1
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Student loan debt is a common struggle.
80%
of working professionals with student loan debt consider it to be a very significant source of stress.2
 
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High interest rates present more obstacles.
Many professionals who completed grad school in the last decade took out student loans at interest rates as high as
6.60%
3
 
23%
of students with a postgraduate degree and outstanding debt owe $100,000 and more.4
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You can regain the advantage with refinancing.
First Republic offers one of the lowest fixed interest rates in the country for student loan refinancing.
 
Manage student loans with renewed confidence.
Adjust the terms of your existing loans with the option to refinance into a shorter loan term to get out of debt faster.

First Republic delivers term options that fit your needs, including helping you to accelerate your payoff timeline.
 
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Already refinanced your loans?
Refinancing your student loan for the second time provides you with an additional opportunity to enjoy an even lower interest rate than you did the first time around.
 
First Republic could help you achieve savings over the term of your loan by refinancing your refinanced student loans.
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Simplify your financial journey.
Students with education debt have an average of
3.7
student
loans5
First Republic can help you consolidate and keep track of your current loans in one easy-to-manage monthly payment — reducing the risk of missing payments and making it easier to know whom to contact when issues arise. So you can get ahead faster in your financial journey.
 
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Let’s achieve your financial goals together.
First Republic’s Student Loan Refinancing solution could help you achieve savings and move on to other financial goals such as buying a car or house, or starting a family.

After all, refinancing your student loan is only the first step to planning for your future financial needs. You may have reached a milestone, but your financial journey continues.
 
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Get in touch with a personal private banker to ensure you have the necessary financial guidance to go further.
 
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