Spotlight: Student Loan Dreams, Debt and Determination









SPOTLIGHT:
STUDENT LOAN DREAMS,
DEBT AND DETERMINATION
The amount of student loan debt in the U.S. has eclipsed $1.5 trillion across roughly 44 million borrowers. We followed three stories across three unique walks of life and learned how different people live with student loan debt.
THEIR STORIES
  • Khaliun Spotlight Video
    KHALIUN
    Completed her undergraduate with a bachelor’s degree in International Studies and is hoping to pursue a law degree.
    Student loan debt:
    $200,000 (estimated)
    Estimated repayment term:
    Unknown
  • Jillian Spotlight Video
    JILLIAN
    Recently graduated with an MFA and is living in New York as a working actor. It will take her 25 years to pay off her debt.
    Student loan debt:
    $68,000
    Estimated repayment term:
    25 years
  • Brian & Aimee Spotlight Video
    BRIAN AND AIMEE
    Now doctors, they paid off their medical school debt in six and a half years while raising three children.
    Student loan debt:
    $550,000 (combined)
    Payments fulfilled:
    6.5 years (early repayment)

OUR MISSION
At First Republic, we believe that student loan debt is an investment — a commitment made by individuals to achieve their highest potential. That’s why we’re changing the conversation from obstacle to opportunity and shining the spotlight on the dreams, debt and determination of individuals from across the country who are investing in their futures — regardless of the cost.


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    Refinance your student loan debt.



    See your rate (1 min)


    Student Loan Refinancing from First Republic
    1

    By offering industry-low rates and pairing borrowers with a dedicated personal banker, refinancing your student loans with First Republic could help you get out of debt faster or save more over time. Seeing your rate takes less than one minute; discounted rates start at just 1.95% APR.2

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    Compare your options with different lenders.



    Explore Gradifi


    Student Loan Refinancing Solutions from Gradifi
    3

    Gradifi gives employers the agency to help solve one of our country’s most pressing financial crises by joining with over 700 employers across the U.S. to implement student loan repayment benefits. Additionally, Gradifi offers a student loan refinancing solution that lets users compare lenders, calculate potential savings and access helpful resources.

FIRST REPUBLIC IS COMMITTED TO ACCESSIBLE HIGHER EDUCATION

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  • 10,000 Degrees logo


  • New Yorkers for Children logo


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First Republic has partnered with four nonprofit organizations to support financial assistance for aspiring scholars. These organizations were selected based on their commitment to providing critical academic and personal support services to students as they pursue their post-secondary education.
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