If your accounts meet the criteria for reporting, you will receive the appropriate tax documents from us. The Internal Revenue Service (IRS) requires us to report certain information regarding the amount of interest, dividend or miscellaneous income from us, as well as certain mortgage interest our clients pay to us. We use IRS forms — such as 1099, 1098 or 1042 — to annually report income, interest paid, withholding and more.

First Republic generally mails original tax documents no later than January 31, or by the IRS deadline of March 15 for foreign persons/entities and by May 31 for IRA contributions and the Fair Market Value of the accounts. Exact delivery date may depend on the postal service. If you don’t receive your tax documents by the corresponding deadlines above, please call us at (888) 408-0288 for checking, savings or CDs or (800) 888-6994 for mortgage accounts.

If you have earned less than $10.00 in interest, dividends or distribution(s) from retirement accounts, you may not receive a 1099 form. Check for the amount on your last statement(s) of the year.

If your deposit accounts have the same primary Taxpayer Identification Numbers, we will report the interest collectively on a combined Form 1099. If you’d like to receive separate Form 1099 documents in the future, please contact your banker or call us at (888) 408-0288 to make the request.

There are many reasons this can happen, including the possibility that your mortgage has an adjustable rate and the rate increased. For details, contact your banker or call us at
(800) 888-6994.

Form 1099-R reports distributions from your IRAs.

Your contributions will be reported on IRS Form 5498.

The Individual Retirement Accounts (IRAs) section on First Republic’s site offers an informational page linking to tax-related retirement articles, from basic questions and answers to IRA product comparison.

• Checking, savings or CDs: (888) 408-0288
• Mortgage: (800) 888-6994
• Your personal banker

First Republic does not offer tax advice. You should consult with the IRS or your Tax Advisor if you have any questions.