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Online & Mobile Privacy

Effective September 30, 2015
Your Privacy

First Republic Bank (“WE”) respects your desire for privacy. This Online and Mobile Privacy Policy (this "POLICY") outlines our privacy policy for users of our website, as well as our mobile and online banking services available through www.firstrepublic.com (the “SITE”) and any of our mobile sites or applications (the “APPS”) (collectively, the “SERVICES”). If you are, or become our customer, please click this link to our customer Privacy Policy (PDF) for more information and options regarding the information we receive while providing you our Services. 

Personally Identifiable Information

When you use the Services, you may be prompted to submit certain personally identifiable information such as your name, postal or email address, or telephone number (“PERSONALLY IDENTIFIABLE INFORMATION”).  To enroll for certain products or Services, you may also be prompted to submit additional Personally Identifiable Information, such as your username, password, date of birth, social security number, government issued ID number (such as your driver’s license number) and bank account information.  In providing you Services, we may also collect Personally Identifiable Information related to your online banking activities and/or other financial transactions.  Your decision to submit any Personally Identifiable Information to us through the Site or Apps is always voluntary, but may be required in order for you to use or access specific Services.

The Services also may allow you to submit Personally Identifiable Information about other individuals.  For example, an App may allow you to make a payment to an individual on the contacts list on your mobile device, by selecting and transmitting that individual’s contact information to us through the App.  If you choose to provide us with Personally Identifiable Information about another individual, you confirm that you are legally entitled to share that information with us.

We may use Personally Identifiable Information for a variety of purposes allowed by law, such as:

  • To communicate with you, including in response to your inquiries, to fulfill your requests, and to inform you of changes to terms and conditions relating to the products you receive from us or the Services in which you are enrolled;
  • To provide you with information about our products and services;
  • To allow you to apply for our products and services and to evaluate your eligibility for such products or services, including your credit worthiness;
  • To maintain and upgrade the security of the Services and any data or information collected;
  • To prevent fraud, including by confirming your identity and/or location;
  • To improve our Services’ interface and functionality;
  • To allow you to access features within the Site or Apps, when you request those features;
  • To personalize your Services by presenting First Republic products and offers tailored to you;
  • For legal, compliance and risk management purposes; and
  • Other legally permissible or everyday business purposes, including data analysis, product development, and compliance with law enforcement and other legal processes. 
We may share Personally Identifiable Information collected through the Services with our affiliates and certain third-party service providers for the purposes described in this Policy.

  • SERVICE PROVIDERS: We use service providers to deliver services to you on our behalf, such as bill payment, money transfers, check processing, wiring services and payment solutions. We share your Personally Identifiable Information with these service providers so they can deliver such services.
  • OUR AFFILIATES:  We may share Personally Identifiable Information with our affiliates, consistent with applicable law and our customer Privacy Policy (PDF)
We also may disclose Personally Identifiable Information as we believe to be necessary or appropriate, consistent with applicable law: (a) to comply with applicable legal requirements (for example, responding to subpoenas); (b) to respond to requests from public and government authorities; (c) to enforce our terms and conditions; (d) to protect our rights, privacy, safety or property, and/or that of our affiliates, you or others; and (e) to allow us to pursue available remedies or limit the damages that we may sustain. For additional information on how and with whom we share customer information (including how to limit such sharing), please refer to our separate customer Privacy Policy (PDF).

Other Information

While using or accessing the Services, our third-party service providers may also receive, or collect certain information about you, such as:

  • YOUR IP ADDRESS:  the numeric address assigned to the device (e.g., computer, smartphone) you are using when you access our servers;
  • INFORMATION THROUGH YOUR BROWSER OR DEVICE:  hardware and browser information of your computer or device, including Media Access Control (MAC) address, computer type and brand, screen resolution, operating system name and version, device manufacturer and model, browser type, and language used;
  • INFORMATION THROUGH YOUR USE OF AN APP:  App usage data, such as the date and time the App on your device accesses our servers, what information and files have been downloaded to the App;
  • YOUR PHYSICAL LOCATION:  if you use the App, the physical location of your device through the use of, for example, Bluetooth, satellite, cell phone tower, WiFi signals, or other technologies.  We may use your device’s physical location to provide you with personalized location-based services, content, and offers, such as:  informing you when you are approaching one of our ATMs, or banking locations, or offering you a coupon or reward that can be redeemed at a nearby location.  We also may use your device’s physical location for fraud prevention purposes, if you are conducting a transaction.  In some instances, you may be permitted to allow or deny such uses and/or sharing of your device’s location, but if you choose to deny such uses and/or sharing, we may not be able to provide you with the applicable personalized services and content.
  • INFORMATION FROM YOU:  information such as your state of residence as well as other information provided by you.
  • AGGREGATED DATA:  data we create or compile, or have created or compiled by our service providers, by aggregating data from various sources (including information collected by cookies, from accounts, transaction information, and any other information, including Personally Identifiable Information, collected through the Services), which does not personally identify you, or any other individual (“AGGREGATED DATA”). We may use and share Aggregated Data for business purposes, including data analytics, research, marketing products and services to you, and other legal or business purposes.  
  • INFORMATION FROM COOKIES AND TAGS: a cookie is a piece of data that is stored in memory on your device.  It takes up very little room on your system. First Republic Bank and our service providers may also use tags, which tie to cookies that allow us to manage the data gathered from them.  First Republic Bank and our service providers may use cookies, and other technologies to collect information such as browser type, pages visited, the time spent on each page, which tasks a user performs on the page, and language preferences. We use this information to help improve your experience on the Site, to update and improve the user interfaces of the Site and Apps, for security purposes, to recognize you and your device so you can access our online products and Services, to personalize your Services, and to display personalized products and offers tailored to you.

    If, during your visit to our Site, you do not want information collected through the use of cookies, you may change the settings on your browser to either automatically decline cookies, to give you the choice of declining or accepting the cookies from a particular site on a case-by-case basis, or, in some instances, to automatically delete cookies upon exiting the browser.  For additional information on managing cookies, you may wish to refer to this site: http://www.allaboutcookies.org/manage-cookies/index.html.  If you choose not to accept cookies from our Site, you may experience some reduced functionality, or other inconveniences while accessing the Site, or other online products and Services.
  • GOOGLE ANALYTICS:  Our Services use Google Analytics, a web analytics service provided by Google, Inc. (“GOOGLE”).  This analytical tool uses cookies and similar technologies to help analyze how users use the Services.  The information generated about usage, including visitor IP address, is transmitted to Google.  This information is then used to evaluate visitors’ usage, compile statistical reports on website activity, and provide other services relating to website activity and Internet usage.  For further information about the collection and use of data through Google Analytics, please refer to:  http://www.google.com/policies/privacy/partners/.   Google offers the ability to opt out from tracking through Google Analytics cookies; for more information, visit: http://tools.google.com/dlpage/gaoptout. 
  • ADOBE:  Our Services use analytics and other services provided by Adobe Systems, Inc. (“ADOBE”). Adobe uses cookies and similar technologies that allow us to analyze information about users of the Services. For more information about Adobe’s privacy practices, please refer to: http://www.adobe.com/privacy.html.  Adobe offers the ability to opt out of certain data collection practices; for more information, visit: http://www.adobe.com/privacy/opt-out.html
  • We use information described in this section for purposes such as:

    • calculating usage levels of the Services;
    • helping diagnose technical issues;
    • assessing the performance of our promotional campaigns;
    • updating and improving our Services;
    • performing maintenance and administrating our Services;
    • ensuring that the Services we provide are working properly; and
    • any other permissible purpose under applicable law.
    Our Apps may allow you to use third-party authentication features, such as biometric technology (such as fingerprint scanning), to access the App on your device. We do not receive your fingerprint or other biometric data when you choose to use such features.


    We seek to use reasonable organizational, technical and administrative measures to protect Personally Identifiable Information that we maintain within our organization.  Unfortunately, no data transmission or storage system is 100% secure.  If you have reason to believe that your interaction with us is no longer secure, please immediately notify us of the problem by contacting us at the telephone number listed below.

    Updating Your Personally Identifiable Information

    If you would like to update Personally Identifiable Information that you have provided to us through the Services, you may contact us at the address listed below.

    First Republic Bank

    ATTN: Customer Care Center
    111 Pine Street
    San Francisco, CA 94111
    Phone: (888) 408-0288
    Fax: (415) 392-1413

    You may also update your information through the Site, by clicking on the “Secure Sign In” button available here, and then going to your “Account Information” page.  

    Links to Other Websites

    Our Services may feature links to third-party websites that offer goods, services or information. When you click on one of these links, you will be leaving our Services and will no longer be subject to this Policy. We are not responsible for the information collection practices of the other websites that you visit, and urge you to review their privacy policies before you provide them with any personally identifiable information. Third-party sites or services may collect and use information about you in a way that is different from this Policy.

    Changes to this Policy

    We may add to, delete, or change the terms of this Online and Mobile Privacy Policy from time to time by posting a notice of the change (or an amended Policy) at this Site. Any changes to this Online and Mobile Privacy Policy will become effective immediately upon posting the revised Online Privacy and Mobile Policy on the Site. Your continued use of the Services following these changes constitutes your agreement to the revised Policy.  

    Corporate Transactions

    Please note that we may transfer Personally Identifiable Information to a third-party in the event of any reorganization, merger, sale, joint venture, assignment, transfer, or other disposition of all or any portion of our business, assets, or stock. 


    If you have any questions regarding this Policy, you can call us at (888) 408-0288.