Eagle Invest

Frequently Asked Questions

• Is Eagle Invest right for you?

  Eagle Invest may be a good fit for individuals who may not have the time or experience to manage their own investments and want someone else to do it on their behalf. Eagle Invest clients are also comfortable with a predominantly online experience, reaching out to our team through phone and email as questions come up. Investors who desire greater portfolio customization, financial planning or accessibility to a dedicated team may prefer working with a traditional Portfolio Manager.

  
  

• Eagle Invest is a digital investment advisor – what exactly does that mean?

  The term “digital” refers to the fact that we use a computerized algorithm to help monitor your assets on a daily basis. With oversight from our trading team, the algorithm runs the core portfolio management operations, looking for opportunities to tax loss harvest, rebalance and ensure your investments are properly aligned to your retirement goal.

• How does Eagle Invest manage my money?

  Eagle Invest’s investment portfolios are determined by First Republic’s Research Team, which use historical data and established portfolio management theory to create long term, diversified plans customized to your retirement goals.

• What has the typical performance been for investors?

  When looking at your performance, it is important to know that Eagle Invest does not try to beat the market. Instead, we seek to maximize your return over time through diligent, daily monitoring across all asset classes.

• How will I get information about my Eagle Invest portfolio?

  You can sign in to your Eagle Invest dashboard any time to see current performance, recent history, and account-by-account holdings. We also provide guidance in the form of regular research reports and market updates to help you become a better-informed, savvier investor. You also will receive regular statements from Fidelity, your account custodian. If you have additional questions, our team of advisors and client service specialists is just a phone call away.

• How much does Eagle Invest cost?

  We charge a flat annual management fee of 0.40% of assets directly managed. Our 0.40% management fee is billed as quarterly installments of 0.10% of assets directly managed. The billing cycle begins in the month following your initial rebalance, and we deduct the fee from non-tax sheltered accounts whenever possible.

• Are there hidden fees?

  We believe in transparency when it comes to disclosing fees. There are three ways you pay a fee as part of your ongoing Eagle Invest management: 
  
  1) Your 0.40% management fee
  2) The relatively low embedded expense ratio charged by the ETFs (on average 0.10%-0.18%)
  3) Transaction fee charged by Fidelity (note that these usually apply only during the initial rebalance as iShares have a $0 transaction fee)
  

• Is there a minimum investment?

  Yes, we require a $10,000 investment at which level Eagle Invest's daily monitoring and asset allocation begin to really add value. The $10,000 requirement is at a portfolio level and can be made up of multiple, smaller accounts.
  

• Is Eagle Invest right for you?

  Eagle Invest may be a good fit for individuals who may not have the time or experience to manage their own investments and want someone else to do it on their behalf. Eagle Invest clients are also comfortable with a predominantly online experience, reaching out to our team through phone and email as questions come up. Investors who desire greater portfolio customization, financial planning or accessibility to a dedicated team may prefer working with a traditional Portfolio Manager.

  
  
• Eagle Invest is a digital investment advisor – what exactly does that mean?
  The term “digital” refers to the fact that we use a computerized algorithm to help monitor your assets on a daily basis. With oversight from our trading team, the algorithm runs the core portfolio management operations, looking for opportunities to tax loss harvest, rebalance and ensure your investments are properly aligned to your retirement goal.
• How does Eagle Invest manage my money?

  Eagle Invest’s investment portfolios are determined by First Republic’s Research Team, which use historical data and established portfolio management theory to create long term, diversified plans customized to your retirement goals.

• What has the typical performance been for investors?
  When looking at your performance, it is important to know that Eagle Invest does not try to beat the market. Instead, we seek to maximize your return over time through diligent, daily monitoring across all asset classes.
• How will I get information about my Eagle Invest portfolio?
  You can sign in to your Eagle Invest dashboard any time to see current performance, recent history, and account-by-account holdings. We also provide guidance in the form of regular research reports and market updates to help you become a better-informed, savvier investor. You also will receive regular statements from Fidelity, your account custodian. If you have additional questions, our team of advisors and client service specialists is just a phone call away.
• How much does Eagle Invest cost?
  We charge a flat annual management fee of 0.40% of assets directly managed. Our 0.40% management fee is billed as quarterly installments of 0.10% of assets directly managed. The billing cycle begins in the month following your initial rebalance, and we deduct the fee from non-tax sheltered accounts whenever possible.
• Are there hidden fees?
  We believe in transparency when it comes to disclosing fees. There are three ways you pay a fee as part of your ongoing Eagle Invest management: 
  
  1) Your 0.40% management fee
  2) The relatively low embedded expense ratio charged by the ETFs (on average 0.10%-0.18%)
  3) Transaction fee charged by Fidelity (note that these usually apply only during the initial rebalance as iShares have a $0 transaction fee)
  
• Is there a minimum investment?
  Yes, we require a $10,000 investment at which level Eagle Invest's daily monitoring and asset allocation begin to really add value. The $10,000 requirement is at a portfolio level and can be made up of multiple, smaller accounts.