Small Business Loans

In step. In sync. In perfect harmony with your small business.


A small business loan designed to move with you.


The Eagle One for Business small business loan offers industry-low rates with access to working capital for leasehold improvements, business expansion, new initiatives, or to meet a variety of business needs.
  • Variable rates as low as 3.00%1

    Access to relationship-based pricing with rates from Prime minus 2% to Prime plus 2%.
  • Flexible loan amounts

    Choose loan amounts from $25,000 to $500,000.
  • Revolving line of credit or term loan

    Select a revolving line of credit for uses including seasonal cash flow, bridging accounts receivables and payroll. or Select a term loan with variable1 or fixed2 interest rates for up to 60 months for uses including purchasing new equipment or supplies and leasehold improvements.
  • Added savings

    Save money with a waived origination fee.3









Choose the Business Checking account that works best for your small business.

For small businesses with low transaction volumes and everyday banking needs.
 
For high-volume transaction businesses that want to maximize the value of their account balances with a 1.00% earnings credit rate.4




Banking products and services are offered by First Republic Bank, Member FDIC and Equal Housing Lender

¹ Variable interest rate is current as of September 18, 2019, subject to change daily and based on the Prime Rate, as published in The Wall Street Journal (September 18, 2019, at 5.00%). To qualify for the advertised rate, the Business and/or Guarantor(s) must maintain a combined checking deposit amount at First Republic Bank (the “Bank”) of at least 300% of the loan amount. Rates vary based on applicant’s deposit relationship with the Bank and may be increased to the Bank’s standard rate if the agreed upon deposit amount is not maintained for the life of the loan. Applicants must open a First Republic checking account with automatic loan payment. Minimum opening balances will vary and a monthly fee may apply if the required minimum average balance is not maintained. If at any time during the life of the loan the borrower does not maintain auto-debit of loan payment, the interest rate may be increased by 3.00%. Fees and other terms and conditions apply. Offer is valid from January 1, 2019, until December 31, 2019, and is subject to change without notice. Ask your banker for details. 

² Fixed-interest rates available for term loan only and may be higher than advertised variable rates. This is not a loan approval or commitment to lend. Loans are subject to First Republic Bank’s underwriting standards and verification of documents provided. This loan is on demand. You will be required to repay the loan in full if a demand is made at any time or for any reason. Applicant must meet a First Republic Relationship Manager in person to complete loan application. This can be done at any First Republic Preferred Banking Office.

³ Fee waiver effective until December 31, 2019, and is subject to change without notice. Terms and conditions apply.

⁴ Earnings credit can offset most bank service fees each month based on account balance maintained. For monthly average collected balances of $500,000 or below, earnings credit rate will be 1.00%. For monthly average collected balances over $500,000, earnings credit rate will be 1.25%. The Earnings Credit Rate is subject to change without notice. Ask your banker for details.

⁵ Terms and conditions apply. This is not a student loan. The terms of this product may differ from terms of your current loan. This product is not available in all markets. For a complete list of locations, visit firstrepublic.com/locations. This is not a commitment to lend or extend credit. Applicants should discuss loan terms and conditions with their banker and contact their legal and financial advisors for advice on deciding whether this is the right product for them.

This is not a loan approval or commitment to lend. Loans are subject to First Republic Bank’s underwriting standards and verification of documents provided. This loan
is on demand. You will be required to repay the loan in full if a demand is made at any time or for any reason. Applicant must meet a First Republic Relationship Manager
in person to complete loan application. This can be done at any First Republic Preferred Banking Office.



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