Small Business Loans

Tailored solutions for your small business.


A small business loan designed to move with you.


The Eagle One for Business small business loan offers industry-low rates with access to working capital for leasehold improvements, business expansion, new initiatives, or to meet a variety of business needs. 
  • Variable rates as low as 2.25%1

    Access to relationship-based pricing with rates from Prime minus 1% to Prime plus 2%.
  • Flexible loan amounts

    Choose loan amounts from $25,000 to $500,000.
  • Revolving line of credit or term loan

    Select a revolving line of credit for uses including seasonal cash flow, bridging accounts receivables and payroll. or Select a term loan with variable1 or fixed2 interest rates for up to 60 months for uses including purchasing new equipment or supplies and leasehold improvements.
  • Added savings

    Save money with a waived origination fee.3









Choose the Business Checking account that works best for your small business.

For small businesses with low transaction volumes and everyday banking needs.
 
For high-volume transaction businesses that want to maximize the value of their account balances with a 1.00% earnings credit rate.4




Banking products and services are offered by First Republic Bank, Member FDIC and Equal Housing Lender

¹ Variable interest rate is current as of March 16, 2020, subject to change daily and based on the Prime Rate, as published in The Wall Street Journal (March 16, 2020, at 3.25%). To qualify for the advertised rate, the Business and/or Guarantor(s) must maintain a combined checking deposit amount at First Republic Bank (the “Bank”) of at least 300% of the loan amount. Rates vary based on applicant’s deposit relationship with the Bank and may be increased to the Bank’s standard rate if the agreed upon deposit amount is not maintained for the life of the loan. Applicants must open a First Republic checking account with automatic loan payment. Minimum opening balances will vary and a monthly fee may apply if the required minimum average balance is not maintained. If at any time during the life of the loan the borrower does not maintain auto-debit of loan payment, the interest rate may be increased by 3.00%. Fees and other terms and conditions apply. Offer is valid from January 1, 2019, until June 30, 2020, and is subject to change without notice. Ask your banker for details. 

² Fixed-interest rates available for term loan only and may be higher than advertised variable rates. This is not a loan approval or commitment to lend. Loans are subject to First Republic Bank’s underwriting standards and verification of documents provided. This loan is on demand. You will be required to repay the loan in full if a demand is made at any time or for any reason. Applicant must meet a First Republic Relationship Manager in person to complete loan application. This can be done at any First Republic Preferred Banking Office.

³ Fee waiver effective until June 30, 2020, and is subject to change without notice. Terms and conditions apply.

⁴ Earnings credit rate (ECR) will determine your earnings credit (EC) for the month. The ECR is determined by the monthly average collected balance (“balance”) range maintained in your Business Analyzed Checking account. 1.00% ECR applies to balances up to $500,000 and 1.25% ECR applies to balances above $500,000. Ask your banker for details including how ECs are calculated and applied to bank service fees. The ECR program is subject to change without notice.

⁵ Terms and conditions apply. The terms of this loan may differ from your current loan(s). For example, this loan does not contain special features such as forbearance periods or income-based repayment plans available for some student loans. This loan may not be dischargeable in bankruptcy. This product is not available in all markets. For a complete list of locations, visit firstrepublic.com/locations. This is not a commitment to lend or extend credit. Contact your legal, tax and financial advisors for advice on deciding whether this is the right product for you.

This is not a loan approval or commitment to lend. Loans are subject to First Republic Bank’s underwriting standards and verification of documents provided. This loan
is on demand. You will be required to repay the loan in full if a demand is made at any time or for any reason. Applicant must meet a First Republic Relationship Manager
in person to complete loan application. This can be done at any First Republic Preferred Banking Office.



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